Other lending

From time to time, we all find ourselves in the position of needing quick access to some extra cash. 

If this sounds like you, we might be able to help you use your St. James's Place and Rowan Dartington* investments as security for a short-term loan (subject to eligibility). 

Short-term loans are a popular way of accessing funds that you know you will need for only a short period of time. You might want to: 

  • Bridge a residential property purchase 
  • Make a one-off tax payment 
  • Make a luxury purchase, such as a yacht or classic car 
  • Carry out home improvements

St. James's Place and Rowan Dartington work with Metro Bank to make this short-term lending facility available to you, secured against your investment portfolio. 

If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Metro Bank will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the bank. Rates and charges will apply. Please get in touch for full details. 

Please note that these services are separate and distinct to those offered by St. James's Place.

*Rowan Dartington is the discretionary fund management and stockbroking arm of St. James's Place, which is wholly owned by the St. James's Place Group, and provides a range of additional, complementary wealth management services.

Got a question?

Do get in touch with us if you need a bit more information about these services, or any of our other financial planning advice.